Archive for September, 2011

The right sized car for you

As we go through different phases in our lives, our needs for different kinds of car change.

When we first learn to drive, most people prefer small economical cars that are relatively cheap to insure. Small used cars are very popular amongst new and learner drivers and even with those, one of the major expenditures is insurance.

As we become more experienced drivers, insurance premiums begin to fall due to our age and experience and hopefully we will have built up a no-claims discount. At this stage we can raise our sights somewhat and look for a car with somewhat more attitude.  If we can afford it, then we might move on to small higher performance cars, maybe a two seater or a hot hatchback.

Once we find a partner, settle down and start a family there are many different considerations to take account of; for instance we need a car that will carry a child seat and all the other paraphernalia (such as a buggy) that is associated with children. As it is human nature to care more about the safety of our children than the safety of ourselves, the safety of the car becomes more important too.

As our family grows, so too does our need for a larger car in order to transport them all around and for family holidays. Perhaps at this stage we might be looking for a considerably larger vehicle: a large family car, a 4×4 or even a people carrier.

Eventually, as our children grow older and leave to go to university, get married and start their own families, we might begin to think of downsizing our car. Now that we have more independence from our children we can probably afford a more luxurious vehicle. Perhaps we can afford that car of our dreams, perhaps a high performance sports car or a luxury saloon.

Once we retire our needs change again. Rather than performance; comfort, luxury and reliability might be our most pressing needs. We are likely to worry a little more about economy too, especially if we are dependent on a pension.

Naturally these are all generalisations and not everybody is the same, however needs do change over time as does the amount of disposable income we have, and this is reflected in the cars that we drive.

If you are looking for a quality used BMW visit motors.co.uk, they have all the models and cover the whole of the UK so there will be a car for you on their.

 

Quality Insurance for Your BMW

If you own a BMW, you probably love your car. Whether it is a 135 coupe or a X6, you care about it a lot. You have also spent a lot of money to buy it. These are not cars that come cheap. As a result, you also need to make sure that you have a quality insurance plan for your BMW. When you decide to get a car insurance comparison, you do not just want to look at the price. You also want to look at what the different plans have to offer. This is the only way to know if the plan is going to be a good one for you to buy.

The first thing to look at is the deductible. You want to see how much they are going to make you pay when something happens. You do not want to have a high deductible unless you are getting an incredible amount of savings each month. Many drivers forget to look at this, and they are shocked when they still have to pay five hundred dollars after an accident. They thought that they had full coverage, and they were right. They just did not know exactly what that meant.

Next, you must look at what types of things are covered. With a BMW, you want to get comprehensive coverage and collision coverage. The benefits of collision coverage are fairly obvious. It will pay for you to have the car fixed or replaced after you are in an accident. The comprehensive coverage will also pay for anything that happens when you are not in an accident. For example, someone might vandalize your car. It might catch on fire if there is an engine problem that you do not know about. It might just get hit while it is sitting on the side of the road. When any of these things happen, you want to know that your insurance company is going to help.

If you take your time and compare car insurance plans, you will find a good one. You will find one that protects the car that you love.

 

Review of Used BMWs under $8000

The reliability of any BMW means that you can easily acquire a used version of any of the individual models for $8,000 or less and if you look hard enough, there are some real bargains to be had. Here are some of the best BMWs available for less than $8,000.

5 Series Touring

The Touring versions of the popular BMW makes always get mixed reviews but the general consensus is, that while they aren’t terribly practical as a station wagon, they are some of the best pure driving cars in the world. The 5 Series Tourer is a regular award winner and you can pick up a quality version for around the $6,400 mark.

3 Series

You only have to keep your eyes on the road to see just how many used BMW 3 Series are around and this gives you a perfect illustration of their reliability and longevity. Many of the old 3 Series vehicles still in use range in age from around 15 to 20 years old and you can easily pick up a top quality used car for as little as $2,400.

Z3

Finding a Z3 at under $8,000 may be a little more difficult but they certainly do exist. This popular sports car was introduced to the market back in 1996 and sales were given a huge boost when it was used in the James Bond movie, “Goldeneye”. Buying one without the spy gadgets is easy and sales have remained constant after that Bond inspired spike. You can pay a huge range of prices for a used Z3 but it is possible to pick up some of the earlier versions for around $6,400.

1 Series

In 2004, BMW introduced the 1 Series and its arrival was met with approval and cynicism in equal measure. Critics derided the car as a ‘token gesture’ to the move to smaller vehicles but sales have been good since its launch. This is a great entry level BMW that gives you all the reliability that you would expect from this manufacturer but at a much more affordable price. Overall running costs are low at the same time and this is another reason for the car’s popularity. Because they haven’t been around for that long, it can be difficult to find a Used BMW to suit your budget here but it is possible to pick up a 1 Series for a shade under the $8,000 mark.

730 D SE Auto

You may want to argue that BMW can’t make a small car but for many consumers they lead the way in executive luxury vehicles. The 7 Series has been around for over 30 years and for most of that time has been seen by many as the pinnacle of the range. Comfort and luxury lead the way with this car and while the price of a new 7 Series may be prohibitive, used cars are reasonably priced. For a fraction under $8,000, it is possible to pick up a second hand 730 D SE Auto if you look hard enough.

These are just the pick of the range but across the full selection of models, used BMWs can be bought for under $8,000. Remember that they are built to last so you could be picking up a bargain.